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1. #CHASE SAPPHIRE PREFERRED FOREIGN TRANSACTION FEE FULL#
2. #CHASE SAPPHIRE PREFERRED FOREIGN TRANSACTION FEE FREE#

It is absolutely worth getting the card just in order to spend and get that bonus. This is how I got my points to go to Vegas! You can get an additional 5,000 points for adding an authorized user in the first 3 months. Spending $4000 in the first 3 months gets you 50,000 bonus points (which is worth $625 of travel when booked through Chase Ultimate Rewards). There is a fee for cash withdrawals though-either 5% or $10 (whichever is higher), so seriously DON’T plan to withdraw cash.īonuses: The bonus for Chase Sapphire Preferred is why I signed up for the card in the first place. This has saved me probably $100-200 this year. If you think you’ll spend enough money on the card to make the annual fee worth it, it’s a good deal.įees: Praise Jesus, Chase Sapphire Preferred has NO foreign transaction fees!!! This includes fees when purchasing something on a foreign website which charges a foreign transaction fee-I’m looking at you, Ryanair.

#CHASE SAPPHIRE PREFERRED FOREIGN TRANSACTION FEE FREE#

But that fee is waived for the first year, meaning that it’s 100% free to sign up for users who haven’t had the Chase Sapphire in the past. It is also very straightforward to make payments online-you can set up automatic payments too.Īnnual Fee: The annual fee for the Chase Sapphire Preferred is $95. There is a chip (although as it’s a US card, it’s not a chip-and-pin) for added security and easy usage. I’ve never had a problem with it not working with a card reader.

#CHASE SAPPHIRE PREFERRED FOREIGN TRANSACTION FEE FULL#

So here we go, my full review of the Chase Sapphire Preferred credit card!Įase of Usage: My Chase Sapphire Preferred is a Visa card, so it’s accepted pretty much everywhere that accepts cards. So now that that disclaimer is out of the way, I’ve broken it down into categories to make this post a bit more organized. I’m not an expert, this is just my honest opinion. I don’t know much about hacking points and transferring balances and the credit score you’ll need to have and all the nitty gritty details of it all-but I do know that for someone like me, who is young, travels on a budget, and really wants to save the most on big expenses for the trips I do take (ie. Never treat credit cards like free money-they aren’t. You shouldn’t buy things you can’t afford in the first place. As always, you should never open a line of credit if you aren’t able to pay it back. If you are thinking about opening a credit card and want to hack a bit for travel perks, this is it. Or basically free, as I decided to bring my partner along-and after flights and 4 nights in a hotel room for two, he and I spent only $100 each! ( But be careful about resort fees.) The bonus from this credit card, and the additional points I earned, meant that my most recent trip to Las Vegas was free. I’m an amateur and definitely not an expert-but man do I like free stuff. Your credit card is even better if it is Visa or Mastercard (as American Express and Discover aren’t necessarily accepted everywhere), and if it has a waiver for the annual fee (meaning it’s free for the first year).Ĭhase Sapphire Preferred has it all. With any credit card with travel perks, you should look for the same things: no foreign transaction fees, a large bonus within the first few months, and a rewards program that allows you to use your bonus points on the things you want (travel).